Most brokers can only tell you whether they can get a yes. We tell you whether you should borrow, what you can afford, and how to structure it so the deal actually completes.
Most commercial finance brokers are salespeople who learned finance. We're the other way round: a chartered management accountant and finance director who happens to arrange funding.
That matters when you're borrowing to buy a business, fund a buyout or take over from a retiring owner — deals that need structuring, not just a lender who says yes. We look at whether the numbers work, what you can service, and how to shape the facility so it completes and doesn't come back to bite you.
We're paid a commission by the lender, and we'll always tell you what it is, in writing, before you commit. No surprises — that's rather the point.
Our focus is the structuring-heavy deals where a chartered accountant's judgement earns its place — though we arrange the everyday facilities too.
Buying a business, a management buyout, or buying out a co-director. The funding is only half the job — how it's structured decides whether it works.
Taking over from a retiring owner, or passing a business on. We model it, fund it, and keep the numbers honest.
Machinery, vehicles and equipment — funded so cash stays in the business, not tied up in kit.
Release the cash locked in your unpaid invoices, matched to the right facility for how you actually trade.
Buying premises, refinancing, or funding development — arranged with the standing lenders take seriously.
Unsecured funding for growth or working capital — but only where borrowing is genuinely the right call for you.
Founded by four brothers on the death of their grandfather — an agricultural and haulage company at Spaldwick.
The haulage side wound down; the company continued as a land-based agricultural business.
A family company with seven decades of trading standing behind everything we arrange.
A deliberate revival — bringing a chartered accountant's judgement to the finance decisions that shape other family businesses.
Granton Finance is the commercial-finance arm of a company that has been trusted with its word since 1955. When we say a deal is right — or that it isn't — that reputation is what stands behind it.
Tell us what you're trying to do. We'll tell you honestly what's realistically fundable, roughly on what terms — and whether borrowing is even the right move.
If it stacks up, we shape the facility and take it to the lenders most likely to say yes on the right terms — handling the numbers and the paperwork.
You see exactly what's on the table, including what we're paid. If you go ahead, we see it through to drawdown.
No obligation, no application form. Tell us what you're weighing up and we'll tell you, straight, what's possible — and whether it's a good idea.